Gift-giving is a lot more expensive than most people think, especially for those of us working with limited resources. With birthdays, work-related events and other special occasions, it can be more than just a little challenging to fit everything into a modest budget. But just because it presents plenty of financial challenges, it doesn’t necessarily mean that it’s impossible to gift thoughtful items without spending more than we can or need to. To this end, here are a few practical tips to help keep you within your budget when buying gifts.

  1. Plan it out

While it may seem like a lot of unnecessary work, it’s good standard practice in gift-giving to always have a plan in place. After all, having an outline of any upcoming events and occasions as well as the amount of money you can afford to spend for each will not only help you create a reasonable budget but also increase your chances of staying within your limits too.

  1. Don’t be afraid to buy second-hand

If the allotted budget is too tight to buy brand new, don’t be scared to make second-hand purchases instead. And while it’s undoubtedly true that used items won’t be in the same condition as their newer counterparts, there are ways to give them a new lease on life through repair or refurbishing services such as those provided by


  1. Re-gift when possible

There’s a good reason why a lot of people tend to give the things that they already own as gifts: not only are the items put to better use, but it’s also an inexpensive approach to gift-giving. But while it’s possible to re-gift almost anything, it’s crucial to ensure that they’re still in good condition. In this way, no one will know that the item was pre-owned. 

  1. Don’t skimp on research

Another reason why buying gifts can be expensive is the fact that many of us don’t take our time in doing so and immediately give into the temptation of buying on impulse. Tedious as it may be, it’s a general rule of thumb to do research first and carefully consider all available options before making a decision. Not only will this help you find good deals and cheaper alternatives, but you’re less likely to spend more than what you need to and keep you will within your allocated budget too. 

  1. Always use cash

It’s easier to overspend when using either a credit card or a debit card to make purchases. Instead, try to stick with cash whenever possible. After all, not only will you have better control over your budget in this way, but you’ll mitigate the chances of getting behind in your finances and stay debt-free. 

It isn’t hard to see why giving gifts can be such an expensive chore. After all, very few of us have the luxury of having a lot of resources to work with. But regardless of the size of the budget, it’s possible to fulfil our gift-giving obligations without putting a sizeable dent in the bank. And the more time and effort you invest in the task, the better the results will be.